Mr. Sunil has been closely associated with the Consumer Banking industry for more than 31 years. Sunil has, over the years, gained considerable knowledge in the areas of Consumer Credit, Analytics, Collections, Credit Underwriting, Fraud Risk, Product, Sales and Business. In his last role he was the Business Head for the Self Employed Business in Dunia.
Education Certifications
- B.Sc Loyola College
- PGDSE, Harvard University
- Certified Trainer on Credit and Collection related courses.
Areas of Expertise
- Consumer Credit
- Risk
- Collections
- Sales and Distribution
- Underwriting
- Portfolio Management
Industry Exposure
- Banking
- Financial Services
Previous Employers
- Citibank
- Dunia Finance Ltd.
Experience Achievements Highlights
- Set up the Self Employed Business in Dunia from scratch
- Set up the Collection Unit and processes in Dunia
- Was instrumental in bringing the losses down in the Citibank UAE portfolio after taking over as Collections Head
- Was the Acting Risk Head for the Consumer Business in Citibank UAE
- Launched the Co branded card for the CitiFinancial Business in India
- Created a dashboard to track the KPIs for the large distributed branch network of CitiFinancial across Profitability, People and Portfolio indicators Set up the entire Risk processes starting from the Product Program for the branch network with Regional Hubs for Credit and Collections in CFRSIL
- Worked closely with systems and technology teams to improve efficiency and productivity
- Managed and worked with large teams to get the desired results
- Certified Trainer for courses like Core Consumer Credit, Front End Collection Strategies etc
- Set up the Fraud Risk and Analytics Units in CFRSIL
